Insurance is one of the most important risk management tools businesses and individuals rely on to protect their assets, livelihoods and future. However, many insurance programs contain hidden gaps, misconceptions and overlooked risks that can lead to significant financial consequences when a loss occurs.

In this informative and practical seminar, Belinda Scott, CEO of BJS Insurance Group, will unpack some of the most common insurance pitfalls affecting Australian businesses today and explore the true cost of being underinsured, uninsured or incorrectly insured. Drawing on decades of industry experience leading a brokerage that has grown from a single branch in Phillip Island to 12 locations and more than 180 staff nationally, Belinda will share real-world insights into how businesses can identify vulnerabilities, better understand their exposures and make more informed insurance decisions.

Attendees will gain a deeper understanding of the common mistakes businesses make when arranging insurance, the financial impact of underinsurance and gaps in cover, and the emerging risks facing Australian organisations. The session will also explore the factors driving insurance costs and increasing claims expenses, while providing practical guidance on reviewing insurance arrangements, assessing the value provided by your broker, managing risk effectively and ensuring insurance programs remain aligned with the needs of a growing business.

Whether you are a business owner, director, manager or decision-maker responsible for protecting your organisation, this seminar will equip you with valuable knowledge and practical strategies to help avoid costly mistakes, reduce risk exposure and strengthen your overall approach to insurance and risk management.