Small businesses operating across borders face a growing challenge: currency fluctuations that can unexpectedly cut into margins and disrupt cashflow. As the pace of global change accelerates - driven by shifting markets, new technologies, and evolving trade conditions - understanding and managing foreign exchange risk has never been more critical. This seminar will explore where global payments are heading and how businesses can prepare for the opportunities and challenges ahead. Drawing on real-world experience, we will unpack practical, easy-to-apply methods for identifying exposure, reducing vulnerability to market swings, and creating greater certainty in financial planning. Attendees will leave with the confidence and tools to integrate effective risk management into everyday operations, ensuring they can navigate volatility while positioning their business for sustainable growth.