Australia is undergoing one of the biggest financial technology shifts in its history – a $15 trillion transformation in how money moves through our economy. At the centre of this change is the move away from old payment systems (like BECS, which powers direct debits) to new real-time systems like the New Payments Platform (NPP).

This keynote will cover:

• Modernisation of Financial Platforms with the BECS-to-NPP transition and the benefits of real-time rails which enable instant, secure payments with richer data

• Interoperability: NPP's API-driven architecture vs BECS's legacy batch processing

• Cognitive Finance & Responsible AI: How AI transforms fraud detection and payment optimisation for real-time fraud prevention in instant payment environments

You’ll also hear why this transformation is a massive opportunity. Businesses that modernise early can offer better customer experiences, manage risk more intelligently, and stay ahead of their competitors.

Monoova works closely with organisations navigating this shift, so we understand the real-world challenges, like legacy systems, outdated processes, and security concerns. But we also see the upside: faster, smarter, safer payments that power growth.

If you’ve ever wondered what the future of money looks like – and how to get ready for it – this keynote is your roadmap.